Supplemental Health

Explore Enhanced Coverage & Critical Illness Options

Shield Your Health:

Plug the Gaps in Your Health Coverage with Enhanced Options

Life throws curveballs, and sometimes those curveballs come with hefty medical bills. Traditional health insurance does a great job covering many healthcare costs, but it might not cover everything. This is where Critical Illness Insurance helps you and your family!

Supplemental health insurance steps in to bridge those gaps, offering several key benefits:

  • Reduced Out-of-Pocket Expenses: This means less money coming out of your wallet for deductibles, copays, and coinsurance.
  • Peace of Mind: Knowing you have additional coverage can take a huge weight off your shoulders, allowing you to focus on getting better instead of worrying about finances.
  • More Choices: Supplemental insurance comes in various forms, so you can customize your coverage based on your specific needs and budget.
Lime Green Umbrella Coverage

Consider critical illness/supplemental insurance your healthcare umbrella, providing an extra layer of protection against unexpected medical costs.

Why Consider Supplemental Health Insurance?

  • Have a High Deductible Health Plan (HDHP): HDHPs offer lower premiums but come with higher deductibles. Supplemental insurance can help manage those out-of-pocket costs until your deductible is met.
  • Have a Family History of Critical Illness: Critical illness coverage provides a financial safety net in case you’re diagnosed with a serious medical condition like cancer or heart disease.
  • You have a pre-existing condition: Supplemental plans may offer coverage for specific conditions, providing additional support when you need it most.
  • You’re approaching retirement: Healthcare costs often rise with age. Supplemental insurance can help bridge the gap in coverage during this critical time.
Schedule A Call

Next Steps

We get it, navigating insurance options can be overwhelming. That’s where I Hate Buying Insurance comes in! We’ll help you understand your needs and explore different types of supplemental health insurance, including enhanced coverage options and critical illness protection. Let’s work together to find the perfect fit for your health and budget.
Start your journey here
insurance documents black

The Downside of Skipping Supplemental Coverage:

Think of supplemental insurance as an umbrella – it provides extra protection during unexpected downpours. Without it, you might be left scrambling to cover those unexpected medical expenses, which can lead to financial hardship.
Supplemental insurance, also known as secondary health insurance, is an additional insurance policy you purchase on top of your primary health plan to bolster your coverage.

Remember, healthcare shouldn’t be a financial gamble. Invest in your well-being with supplemental insurance solutions.

Don’t Be Caught Off Guard

In the US, the average cost of an unexpected hospitalization is over $20,000, a financial burden that could derail your savings and future plans.

Ticking Time Bomb

Pre-Existing conditions can leave you exposed by limiting coverage with your current plan. If you face an unexpected illness related to that condition, you might be left with sky-high out-of-pocket costs.

Protect Your Nest Egg

Don’t let healthcare costs derail your future with unexpected medical expenses that can quickly drain your savings. Protect your retirement dreams with supplemental insurance today.

SEE Other SERVICES

Better insurance. Better Life.

Ready to experience the I Hate Buying Insurance difference? Get in touch with us today to schedule a consultation with one of our friendly insurance experts. We look forward to serving you!

Experience the future of insurance with I Hate Buying Insurance – where technology meets tradition, and hassle-free service is our promise to you.

Browse a page

Home
About
Services
Our Approach
Contact

I Hate Buying Insurance

“Cutting through the hype & mystery of the insurance industry.”
When an agency is wildly independent, it's easy to say,

Start Your Journey

Avoid Phone Tag - Click the button to schedule a call!

Schedule A Call

All Insurance Lines are a solution of the respective company(ies) purchased by the client. Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, located at 629 Nickajack Trail, Monteagle, TN 37356, is an independent brokerage, representing dozens of carriers, but is not an insurer of insurance. All legal transactions / actions will be subject to the Laws of the State of Tennessee.

Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

Not all products displayed on any company website or marketing piece may not be available in all jurisdictions &/or to all people. Limitations or restrictions may apply. No solutions available in New York. Our application process asks about your lifestyle and health; your answers will determine the best program that you might qualify for. Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, cannot guarantee the issuance of coverage. The complete underwriting process must be complete before a final solution is offered.