Buying Insurance Should NOT be Difficult & Confusing!

Do you want a simple, no pressure way to buy your next policy?

Stop the Hassle, Start Protecting

Streamline Your Insurance Experience and Get Peace of Mind.

Your Frustration Ends Here

Discover the difference a dedicated team and comprehensive coverage can make.

Buying insurance in minutes is dangerous

Why Choose

I Hate Buying Insurance?

We’re changing how insurance is purchased & you’re going to LOVE it!

Do you like the sales pressure and complexities the industry has created? Of course you don’t. We guarantee to eliminate the struggle and confusion caused by the industry.
For the first time, residents of Tennessee can love buying insurance when they work with a no-nonsense agency like “I Hate Buying Insurance, LLC”. Whether you live in Nashville, Memphis, Knoxville, Chattanooga, or anywhere in between, start your journey by scheduling a call at a time and date that YOU choose.
Whether you’re looking for Health, Life, Disability, Critical Illness, Employee Benefits, Retiree Insurance, Medicare, Long Term Care, Dental / Vision, or Annuities, YOU CAN LOVE BUYING insurance when you work with us.

Step One

No Phone or Email Tag.
YOU choose when the Journey Begins.
Click on “Start your Journey”

Step Two

With over 100 carriers and 100’s of solutions, we’ll custom fit a program to fit your unique needs.

Step Three

You’ll choose the day & time for us to review your new portfolio of protection.

Welcome to I Hate Buying Insurance

Your Hassle-Free Insurance Solutions in Tennessee!

Tired of the endless hassles that come with buying insurance?
Look no further.
At I Hate Buying Insurance, we understand the pain you feel, and we’re here to change the game. Say goodbye to the slogans and gimmicks. Say hello to hassle-free insurance solutions!


We don’t believe you should buy insurance “In a Few Minutes or Less” because no two people have the same journey in life. Even Identical Twins have different insurance needs! We’ll leverage the latest technology and combine it with decades of real life experience to map your best path through the insurance landscape.

Click an Image to Choose a Service

Life Insurance

We offer term and permanent options. Plus, the newest plans that you can use while alive for Long Term Care & more.

Health Insurance

Explore Group, ACA Marketplace, Short Term, Sharing Ministries, & alternative options. Plus, all the supplemental plans you need.

Disability Insurance

Protect your personal and your business income with short & long term disability insurance options.

Employee Benefits

Attract and retain top talent with our customizable employee benefits packages.

Critical Illness

Critical health conditions can devastate your finances, even with great “health insurance”. Critical illness insurance can save your Financial Life while the doctors save your physical life.

Retiree Insurance

Worry less in retirement with our specialized retiree insurance plans. Learn about Medicare, Long Term Care, Annuities, and Final Expense Life Insurance.


Must I schedule a call to talk to someone?

We realize that the internet sells people on “A Few Minutes or Less” and that it’s so easy that a Lizard can do it. Do you really want to hand one of your most important decisions in life over to a Neanderthal? It doesn’t need to be hard. It doesn’t need to take HOURS. Yet, we cannot understand you without hearing from you. Please schedule your initial call to discuss your needs, wants, hopes, and winning lottery numbers (you are reading this!) by clicking here >> Start the Journey

How much life insurance do I need?

We don’t agree with most radio hosts & TV personalities who give the SAME answer every time to everyone. You’re unique! Let’s talk about the right kind and amount of life insurance for YOU. To learn more about the different Life Insurance Options you can choose from, click here.

When should I buy long term care insurance?

Well, have you ever seen a younger person confined to a wheelchair due to an accident? We COULD justify LTC insurance for any age. Yet, the right question is, “What is my PLAN OF CARE?” Insurance is just part of the entire game plan for your care when you cannot care for yourself. Let’s talk about who will care for you, where, and how will your caregiver financially and physically afford to care for you (or not afford to), and THEN we can discuss insurance products. Click here to learn more.

Don’t Just Our Word For It!

Rachel Albertson
Rachel Albertson
July 19, 2023
I have been using Joe and I Hate Buying Insurance for about 10 years. The value is not just in the pricing, it is in the expansive knowledge he has. He explained many options and coverages to me in layman’s terms. My policies are for accident insurance and critical illness. It is a relief being self employed knowing my income will be covered if I become ill.
charman compton
charman compton
March 6, 2021
Joe has been so helpful in pointing me in the right direction for my insurance needs. He is knowledgeable and so helpful. I would recommend his services to anyone looking for new coverage or just wanting to review their options.
Carolyn Goodman
Carolyn Goodman
August 24, 2020
Joe has helped up tremendously find the best policies for health, life, and car insurance. Our family needs were very specific and he delivered 100%. We told him what we needed and it was done easily. Joe was always happy to schedule a call with us and took time to explain everything. He also saved us money! Plus he’s just a nice guy. Definitely recommend!

I Hate Buying Insurance

“Cutting through the hype & mystery of the insurance industry.”
When an agency is wildly independent, it's easy to say,

Start Your Journey

Avoid Phone Tag - Click the button to schedule a call!

All Insurance Lines are a solution of the respective company(ies) purchased by the client. Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, located at 629 Nickajack Trail, Monteagle, TN 37356, is an independent brokerage, representing dozens of carriers, but is not an insurer of insurance. All legal transactions / actions will be subject to the Laws of the State of Tennessee.

Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

Not all products displayed on any company website or marketing piece may not be available in all jurisdictions &/or to all people. Limitations or restrictions may apply. No solutions available in New York. Our application process asks about your lifestyle and health; your answers will determine the best program that you might qualify for. Joseph Graves, I Hate Buying Insurance, &/or its licensed insurance agents contracted to work with the agency, cannot guarantee the issuance of coverage. The complete underwriting process must be complete before a final solution is offered.